Whereas shoppers seek for affordable health insurance, they’ve price in their thoughts as the highest priority. The ensuing programme is career-based: all individuals working are required to pay a portion of their earnings to a not-for-profit well being insurance coverage fund, which mutualises the chance of sickness, and which reimburses medical bills at various rates.
Lastly, to counter the rise in health care costs, the government has put in two plans, (in 2004 and 2006), which require insured individuals to declare a referring doctor with a purpose to be fully reimbursed for specialist visits, and which put in a mandatory co-pay of 1 € (about $1.45) for a health care provider visit, 0,50 € (about eighty¢) for each field of medicine prescribed, and a price of 16-18 € ($20-25) per day for hospital stays and for expensive procedures.
Insurance coverage firms will not be allowed to have co-payments, caps, or deductibles, or to deny protection to any person applying for a coverage, or to charge anything aside from their nationally set and revealed commonplace premiums.
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To manage the cost of health insurance will assist to ensure that well being savings accounts by employers and employees at the expense associated to payment of an initial average, a tax financial savings account that pays for routine andpreventive medical remedy.